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The Credit Repair
Operating System.

AMELIA AI reads your client's file, identifies every FCRA violation, and writes legally-grounded dispute letters that bureaus cannot legally ignore. Built for specialists who need results — not busywork.

FCRA/FDCPA Compliant
No long-term contract
D2G
AMELIA — Live Analysis
Running

Score Trajectory

512
Before
718
Current
+206 points in 5 months

Recent Activity

EXP
COLLECTION — MIDLAND FUNDING
DELETED
EQ
LATE PAY — CAPITAL ONE #4829
DELETED
TU
COLLECTION — PORTFOLIO RECOVERY
IN DISPUTE
Round 2 of 12 · FCRA §1681i
AMELIA
Avg improvement
+87 pts
Processed today
1,247 disputes

26 STATUTES. ALL REFERENCED.

Every letter AMELIA generates cites the exact statute, subsection, and legal precedent.

FCRA §1681e(b)FDCPA §1692eECOA §1691FCRA §1681i(a)(1)FDCPA §1692gCROA §1679FCRA §1681cFDCPA §1692fTILA §1601FCRA §1681s-2(b)CFPB §1031FCRA §1681i(a)(5)(B)FDCPA §1692aECOA §1691(d)FCRA §1681e(b)FDCPA §1692eECOA §1691FCRA §1681i(a)(1)FDCPA §1692gCROA §1679FCRA §1681cFDCPA §1692fTILA §1601FCRA §1681s-2(b)CFPB §1031FCRA §1681i(a)(5)(B)FDCPA §1692aECOA §1691(d)
ECOA §1691(d)FCRA §605BFDCPA §1692kCROA §1679bFCRA §605AFDCPA §1692e(8)FCRA §1681bTILA Reg ZFCRA §1681nFDCPA §1692cECOA §1691eFCRA §1681oCFPB Dodd-Frank §1036ECOA §1691(d)FCRA §605BFDCPA §1692kCROA §1679bFCRA §605AFDCPA §1692e(8)FCRA §1681bTILA Reg ZFCRA §1681nFDCPA §1692cECOA §1691eFCRA §1681oCFPB Dodd-Frank §1036
FCRA
FDCPA
ECOA
CROA
TILA
CFPB
0M+
Americans with credit errors
CFPB 2023 Annual Report
$0.0T
In disputed consumer debt
Federal Reserve, Q3 2023
1 in 5
Credit reports contain errors
FTC Study, 2013
$0K+
Avg specialist annual revenue
D2G Internal Data
Meet AMELIA
AI-Native Dispute Intelligence

Every Letter Is a Legal Argument.
Every Argument Is Unrepeatable.

AMELIA doesn't reach for a template — she reads your client's file, identifies the exact statutory violations, and writes a letter that is legally specific to that person's situation. No two letters are alike. That's by design.

Deep dive into AMELIA
PDF Credit Report Parsing
Reads all 3 bureaus, extracts every tradeline
FCRA Violation Detection
Cross-references 26+ statutes automatically
Multi-Round Strategy
Adapts arguments across dispute rounds 1–12
Letter Generation
Unique per-client, never a template
Score Trajectory Modeling
Projects score impact before you send
Compliance Guardrails
CROA-compliant output on every letter
Who D2G Is Built For

One platform. Three paths.

The Specialist

Marcus

⚖️

You run a firm. You need compliance depth, e-OSCAR accuracy, and revenue.

  • Scale to 200+ clients
  • e-OSCAR process templates
  • Full FCRA/FDCPA compliance
  • ROI reporting dashboard
See what's built for Marcus
Most Popular
The Entrepreneur

Jayla

🚀

You're launching. AMELIA is your co-pilot from day one — no experience required.

  • Day-one capability
  • AMELIA as co-pilot
  • Built-in client portal
  • Grow at your pace
See what's built for Jayla
The Consumer

Jerome

🛡️

It's your credit file. The law gives you the power to fight back.

  • AMELIA reads your report and writes your dispute letter — you review and approve
  • Federal law requires bureaus to investigate within 30 days and respond
  • Track deletions, score recovery, and what opens up when your credit improves
  • Starting at $39/mo — or free for your first dispute
Start fixing my credit →
Platform Capabilities

Six tools that replace six subscriptions.

AI Letter Factory

AMELIA generates dispute letters calibrated to each client's specific file, violation type, and round number. Never a template. Never repeated.

Instant Report Parsing

Upload any PDF credit report and AMELIA extracts every tradeline, late payment, collection, and inquiry in seconds.

Score Trajectory Engine

Model expected score improvements before you send a single letter. Show clients exactly what's possible.

Compliance Infrastructure

Every letter is CROA-compliant by default. FCRA §1681i citations, proper disclaimers, no prohibited claims.

26-Statute Legal Library

AMELIA knows FCRA, FDCPA, ECOA, and CROA — and knows which statute to invoke for each type of dispute.

Multi-Client Dashboard

Manage 1 client or 200 from a single workspace. Track rounds, statuses, and outcomes across your entire book.

Founding Member — Limited Availability

$99/Month.
Forever.

Lock in your Founding Member rate before the public launch. Full Professional access — every feature, every update, AMELIA included — at a price that never increases. That's $100/mo off. Forever.

Founding Member
$99/mo
Full Professional · Locked forever
Professional
$199/mo
Regular launch price
Growth
$99/mo
Growth features only

Price locks at registration · Cancel anytime · No setup fee

The Honest Comparison

We built what others couldn't.

D2G
CRC
DisputeFox
DisputeBee
AI-generated dispute letters (unique per client)
FCRA statute citation in every letter
PDF credit report parsing
CFPB complaint generator
CROA compliance by default
Your Move

Stop leaving disputes
on the table.

Every day without the right tools is a day your clients' credit isn't improving. The law is on your side. Let AMELIA write it.